Logo Anytime

Neobank for companies,
professionals, associations,
and private individuals

Anytime Neobank is the perfect alternative to your bank. In replacement or in addition to your banking account, we can help you alone or as a team, for professional or private purposes

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The services of a bank redesigned thanks to you

Better than a business account or a personal bank account, enjoy our services to manage your company's finances and your personal expenses

  • Professional account

    Ideal for EURL, SAS, SASU, SARL, SA, SC, self-employed, freelancers, entrepreneurs, associations, professionals.

  • Personal account

    Isolate your personal operations and have control on your budget. Easily obtain a refund from your partner current account

  • Mastercard

    As many business or personal cards as you need to manage your budgets.

  • Free abroad

    Banks charge international transactions between 2% and 3% of the amount spent or withdrawn. At Anytime these fees do not exist!

  • International payments

    To make a payment within Europe or in over 33 currencies.

  • Cheque

    The only neobank that can cash cheques. We do it to help you out.

  • Direct Debits

    To pay your water, gas, electricity, phone and any other bills by direct debit.

  • Client direct debit

    Collect your customers by direct debit and automatically collect the amounts owed on the due date on your pro Anytime account.

  • Point of Sale Terminal

    A SumUp POS terminal to accept debit cards, Visa, Mastercard and American Express payments.

  • Online payment

    An online payment solution you can install on your website or a link that can be sent by SMS.

  • Expenses and accounting

    Pay your employees easily by uploading an XML or CSV file (in beta)

  • Cash management

    Digitalize your expense reports with dematerialized receipts, automatic VAT calculation and full integration into your accounting system.

  • Quotes, invoices and accountancy

    Edit quotes and invoices easily. Synchronize your professional account with your accounting software or use the one including to our offers.

  • Treasury advance

    Find your treasury on your business account by selling your invoices or purchase of orders through our partners.

More than 100 000 users and companies put their faith in us

7,5/10 on Trustpilot

985 reviews

4,6/5 in Anytime App

15132 reviews

4,5/5 in press

551 articles

 
No more traveling with cash. Each coach has a card to pay the team expenses and a budget to respect according to predefined limits. As everything is in real time, there is a better monitoring of the operations that we can follow on the platform. What...Read more...
Jean Claude Senaud
DTN - French Judo Federation
Anytime allows us to optimize the management of our expense reports, to retrieve all employees proofs in real time and to save time by avoiding re-entering expenses into our tool.
Nicolas Dusson
Partner Mazars
With over 1,000 employees worldwide, Anytime is the perfect solution for managing in real time the group's expense reports and saving on Mastercard FX fees.
Jean Luc Clamen
Co-founder Maltem Consulting Group
The decision to provide a capped Anytime card to our young autonomous teenagers was an evidence. The operational teams' handling was simple and quick. Thanks to the interface, professionals can easily recharge our young people's cards and control the...Read more...
Claire Boya
Accounting and Finance Manager - Apprentis d'Auteuil
I am very satisfied with the services offered. I have a pro and personal account. The customer service is amazing, very responsive and very friendly. A real pleasure. I like my account without bank
Emma
Freelance
 

Why will you like Anytime ?

More transparent and responsive than a bank.More services than other Neobanks.
At least 10 reasons to use Anytime as an alternative or in addition to your banking account.

 
With Anytime, you can get your IBAN in less than 10 minutes
Everybody knows that today, opening a traditional bank account is harder than opening a neobank account. At Anytime, we have re-designed the process so it only takes you a few minutes. We will ask you for valid photo identification, you pay the management fee with your debit card or bank transfer, we will immediately give you your IBAN/bank details and your card is sent out. Then we will ask for proof of address and a second piece of ID if you have not made a transfer from an account already open in your name.
Bank services, in better
In order to have a French IBAN (banking details) you must comply with 3 conditions: 1) Carry out an initial transfer of funds for any amount from an account in your name, 2) Supply valid, in date identification (passport, ID card, residence card), 3) Supply proof of address in your name that is less than 3 months old.
2 accounts for the same price
We provide you with 2 accounts, 1 business and 1 personal, and at least 3 Mastercards to manage your business and personal budgets. We also offer a host of other services from market leading partner companies to make your life easier and save you time.
Always by your side
In a system which keeps making your life more complicated, our priority is to save you time. You need a quick response? We will reply by chat as quickly as we can and are happy to do so. You want to speak to an understanding advisor who will listen to you? Then choose the Premium option, a dedicated phone number.
Manage your account completely online
Streamlined and easy-to-use, our unique neobank interface means you can access several accounts at the same time, at any time. Designed by entrepreneurs, we wanted to make it simple and secure, making your daily operations easier (euro or other currency payments, direct debits, cheque deposits).
Always know what's going on
Your balance is updated in real time. SMS and email notifications allow you to keep track of spending and transfers.
Help with setting up a company and certification of capital deposit
Do you want to start your entrepreneur journey running? We can accelerate it by setting up your company so it's ready to go within 72 hours of the capital being received. Select your service, certification of capital deposit alone or complete company set-up (including drafting statutes, company registration, all administrative formalities). Signing up is 100% online and only takes 5 min.
Simplified accounting
Nice and ergonomic, the unique interface of our neobank allows you to access your professional and personal accounts at any time. Designed by entrepreneurs, we wanted it to be simple and secured, to make your operations easier.
We are not a bank
Anytime acts as a service provider for payments, registered with the ACPR (Bank of France) under no. 0846315003 and with the FCA (Bank of England) under no. 902033. The ACPR and FCA control providers in the same way as traditional banks. Our status means we can offer a range of services but no overdrafts or credit.
Your money is SECURE
The monetary and financial code lays out very precise rules. At Anytime, funds are protected by an account arrangement with Crédit Mutuel Arkea in France and Barclays in England. You therefore benefit from a deposit guarantee the same as you would with a traditional bank. Attractive fees and 100% digital services have nothing to do with a lack of security.
A state of mind
The difference with Anytime is a human one, the relationship with our advisors. People are at the centre of what we do, the machine is simply there to assist. We work hard every day, humbly and passionately, listening and responding to your needs. Our aim is to make your life easier by giving you back time. You create and we give you the means to do it.
 

Clear rates, no hidden fees, cheaper than a bank and a human customer service.
At Anytime, you do not speak to Robots!

Choose to be autonomous or helped by an advisor. You want to do it alone? The Solo offer is for you, otherwise we have created Premium, Business and Enterprise offers that allow you to have advisors available by phone.

Developers from large companies use our API to integrate banking blocks or to link Anytime to their business

An account that adapts to your needs and the size of your business

Whether you are alone or in a team, Anytime adapts. SME, freelance, association, auto-entrepreneur, liberal profession, independent individual, open an online professional account became as simple and fast as an online personal account.

For freelancers and independent individuals

1

person

The offer includes 1 account to isolate your personal expenses and 1 account for your professional activity (3 Mastercard cards included).

For startups, professionals and associations

2 to 10

people

In alternative or in addition to your banking account that allows you to be autonomous and have payment solutions.

For small and medium businesses

10 to 250

people

In addition to your banking account, ideal to give autonomy to your teams.

For business creators

1 to 5

partners

Choose to obtain only the certificate of deposit of capital or to be fully accompanied in the creation of your company.

 

For freelancers and independent individuals

1

person

The offer includes 1 account to isolate your personal expenses and 1 account for your professional activity (3 Mastercard cards included).

For startups, professionals and associations

2 to 10

people

In alternative or in addition to your banking account that allows you to be autonomous and have payment solutions.

For small and medium businesses

10 to 250

people

In addition to your banking account, ideal to give autonomy to your teams.

For business creators

1 to 5

partners

Choose to obtain only the certificate of deposit of capital or to be fully accompanied in the creation of your company.

 

Sign up and get your neo-bank account in 10 minutes

Open your account, simple, paperless, from your phone or your computer. Anytime is the ideal, alternative or complementary account of your bank.