About us

Anytime was launched in 2012 with the aim of providing simplified financial services to consumers and businesses. Anytime is headquartered in Belgium with a subsidiary in France.

Anytime is mandated as an HPME's Agent regulated by the French Prudential Regulation Authority ACPR registration number 72925

Anytime is mandated by Raphaels Bank for the distribution of the Cards to customers in accordance with the provisions of articles L. 519-1 of the French Monetary and Financial Code.

The Anytime© Card is issued by R. Raphael & Sons plc, pursuant to licence from Visa Europe. R. Raphael & Sons plc is a UK Bank authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority registration number 161302

  • Damien

    «Anytime is one of the few European companies that offer a fully integrated white label service that allows you to implement your own Visa and MasterCard based payment programme.»

  • Thierry

    «It has taken us almost 18 months and significant investment to bring the Anytime platform to life along with all its innovative features. The cards as well as the platform are 100% customisable.»

Our vision: Build the 1st Fintech Bank in France and then in Europe

Anytime has a culture of permanent innovation. We wish to offer you more services by develoPI##NG pioneer solutions. At Anytime, we believe in the convergence of the means of payments and services. Why not having you transportation card, your loyalty cards, your discounts and coupons and your payment card on a single Visa or Mastercard card? Why would businesses not be able to customize Visa Cards on the go, for a specific marketing operation or to reward clients? Anytime offers solutions to fire up the growth of businesses and to introduce a new consumption state around payment cards.

The Anytime platform

  • Order and issue cards one at a time or in bulk
  • Fully customisable cards
  • Load funds by bank transfer or credit and debit cards
  • SMS notifications for all transactions
  • Activate cards online, via SMS or IVR
  • Online card management for all cardholders
  • Complete transaction history
  • Check card balance via IVR, SMS or online
  • FX/ Travel solutions
  • Multi-currency
  • Multi-lingual
  • Instant card issuance
  • Virtual and physical cards available
  • Contactless NFC technology
  • Real-time reports on loads and transactions

The Anytime Guarantee

The banking industry is experiencing a huge revolution and since the 2008 crisis, consumers have become increasingly wary of the financial stability of banks. This is precisely why Anytime prefers security and transparency for all its clients and only relies on prestigious partners. Funds deposited on card accounts are held at trust accounts of an international bank. The capital requirements and liquidity ratios enforced by regulators are very strict and prioritise consumer protection. To protect its clients, Anytime has put in place several management and supervisory processes:

  • Cash management services: collection, management and deposit of funds in trust accounts allowing maximum protection of deposited funds.
  • Prudential and Supervisory services: Risk assessment, Anti-money laundering, KYC (Know Your Customer) or KYB (Know Your Business), Account monitoring, Tracfin vigilance
  • Back-office services: Control of inward and outward flows, periodic reconciliation and reporting

Order your Visa card

No minimum wages required. No minimum deposit
No commitments
A Visa card for you and even for your children*, with no risk of overdrafts.
Call center available on +33 9 701 700 57 or by email and chat click here


*Subject to parental / guardian approval R. Raphael & Sons plc is a UK Bank authorized by the Prudential Regulation Authority and regulated but the Financial Conduct Authority under registration number 161302. Head office and registered office at 19-21 Shaftesbury Avenue, London, W1D 7ED, company registration number 01288938. The Anytime card is issued by R. Raphael @ Sons plc, pursuant to licence from Visa Europe.